by Michael E. Dehn | Jan 14, 2026 | Banking and finance, Industry news
https://www.dailymail.co.uk/yourmoney/article-15461023/bilt-credit-card-mortgage-rewards-amex-chase.html Bilt’s “2.0” launch is an aggressive escalation in the card wars because it directly monetizes the largest household expense (housing) with rich,...
by Michael E. Dehn | Jan 13, 2026 | Banking and finance, Industry news, Mindset motivations, News of the day
The West Monroe 2026 Financial Services Outlook frames 2026 as a structural “reset” for banking, where banks must operate as technology platforms amid tightening economics, heavier regulation, and intensifying fintech and nonbank competition. Core framing and proper...
by Michael E. Dehn | Jan 13, 2026 | Banking and finance, Fintech insights, International banking impacts, News of the day
Klarna is a Sweden‑based fintech whose core is “buy now, pay later” (BNPL) and card-based installment credit, funded largely by merchant fees rather than high revolving APRs; in a 10% APR world, its transparent, low-friction installment model directly attacks the...
