by Michael E. Dehn | Jan 13, 2026 | Banking and finance, Fintech insights, International banking impacts, News of the day
Klarna is a Sweden‑based fintech whose core is “buy now, pay later” (BNPL) and card-based installment credit, funded largely by merchant fees rather than high revolving APRs; in a 10% APR world, its transparent, low-friction installment model directly attacks the...
by Michael E. Dehn | Jan 9, 2026 | Fintech insights, News of the day
Predictions for 2026 I have loosely organized the predictions I received into different themes. The most popular theme, you’ll be shocked to learn, was AI. AI Folks’ thoughts on AI are decidedly mixed. Agentic AI and agentic commerce are popular areas of...
by Michael E. Dehn | Jan 7, 2026 | AI and bank marketing and branding, Banking and finance, Banking and media considerations, Industry news, News of the day
https://ai.omeclk.com/portal/public/ViewCommInBrowser.jsp?Sv4%2BeOSSucxygVSOywKv8kuz7uuzqVY0l%2BeZ9DVtYmsjZHCeK%2FDoFTzZmax6kQFdDMlEuyhOfwC00WLsdvmhRg%3D%3DA Agentic AI emerged at CES 2025 as the organizing idea for how AI will actually operate in the wild:...
by Michael E. Dehn | Jan 5, 2026 | Banking and finance, Federal Reserve implications, International banking impacts, News of the day
https://www.levernews.com/scammers-new-billion-dollar-bank-fraud/?utm_source=newsletter-email&utm_medium=link&utm_campaign=newsletter-article-read-more ACH fraud at the scale and structural weakness described in the article is not just a...